You are expected to begin to accrue copious wealth and increasingly grow to a level where poverty is unknown. The words in this book are not just informative and directive, they are also carriers of Wealth. So if received, you are immediately infused with Wealth and there will undoubtedly be an expression of what you have become.
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A lot of people are just okay being comfortable.
These people are not overly ambitious nor do they care about apex level success. If they can eat 3 square meals a day, foot their most basic expenses and put a little aside for a rainy day, then they're good.
Often they have their jobs with nice incomes to enable them survive. They also have to get up to work every day and even though they may sometimes entertain fears of what would happen if they suddenly found themselves out of their jobs, they are not too bothered for the most part.
In short, they make the money to spend but have no real financial independence.
If this is you, you are in a better class than millions of others who are unable to meet even the most basic of their expenses.
Some others are of a completely different mindset though.
These people understand that there's a difference between having class and being wealthy. They know that while one simply earns the money to meet expenses, the other not only has the money for expenses but also has infinite financial independence.
It is in this latter category that they belong. They're the elite few who have succeeded in graduating from class to wealth.
Those of class may make a lot of money. But because they also have a lot of expenses, they're unable to keep much of the money they make. Their mindset is that of making more money so they can have bigger expenses.
But the wealthy understand that it’s not about how high your income is, but how much of that income you can put to profitable use for yourself that's important. And profitable use to them doesn't mean more fancy spending, it means business, investment and any other thing that yields.
This is one of the differences in approach that distinguishes people of class from the wealthy.
Those of class may feel secure in their jobs. They may still be of the obsolete philosophy that the route to eventual freedom is by climbing the corporate ladder, putting in the years and then retiring with a nice pension on which they can leave happily ever after.
But the wealthy know that while that was so perhaps 50 years ago, the rules of the game have changed and being abreast of these changes separates them from the rest. The wealthy know that working for someone else, however long seldom leads to freedom. Instead, they build businesses, make investments and acquire assets that continue to yield returns even without any ongoing interference from them.
Those of class may place emphasis on their education, degrees and book knowledge. They believe that the more education they acquire, the more successful they will be.
But the wealthy know that those with knowledge, skills and ability to get real world results rule the field. As such they're forever improving, working, training, practising and evaluating themselves to ensure that they are the best at what they do. They understand that by being the best in their respective fields and industries, opportunities come to them which they can take advantage of to reap considerably.
The wealthy understand that this is an age where wealth is abundant and accessible by everyone. Anyone can graduate from class to wealth but the right mindsets and approaches are required if this is going to happen.
While it is the reality of those of class that they work for money, the wealthy make money work for them and see their growth as how much of this money they can employ. They know that being able to profitably recycle their wealth in this manner is the true key to freedom.
It is this ability that allows them the luxury to afford the finer things in life without having to work to purchase them, or go into deep debt. They can stay home with the family, travel around the world and engage in spiritual or charity work. Being financially independent, they're free to do whatever they want because they're creating their own income.
People of class are often reluctant to make a wealth-building plan because they don't want to put in the time and effort required to graduate to wealth. Their focus is on instant gratification and they spend their money as soon as they make it.
The wealthy understand that going from class to wealth is a gradual process. Hence, they spend the time necessary to be smart with their money, work hard, build businesses and investments that provide enough regular income to afford them whatever lifestyle they choose to adopt.
People of class also often fail to see the connections between profitable assets and everyday life. They fail to recognise opportunities that present themselves on a fairly regular basis. But the wealthy have trained themselves to spot these opportunities when they present themselves and act upon them.
The reality of life is that it doesn't matter so much where you are at the moment. What matters more is where you are going, your destination, your target.
Going from class to wealth starts with a decision and the belief that you can do so. Once this decision has been made, an important step has been taken that gets you closer to your ultimate goals of control, maximum freedom and independence.
There are several other important things in life besides work and money. Passions, relationships, the world, adventure and health. Having to devote all our time and efforts working for money because we just have to ensures these other important aspects of life suffer.
But you have the option of enjoying a balanced life without having to worry about money and that's what going from class to wealth affords you.
Of course everyone is different. Everyone will have different goals in life and different perspectives on what their ideal life will look like. But we all generally want to ensure that we live a life of maximum fulfilment, happiness, and peace.
And when you dig into it, achieving this may not be as far beyond your reach as you might have once thought.
Musa was raised in a financially strapped family. His dad worked as a lecturer at a state polytechnic at low income and then started a few businesses which all failed to pick up. He supported four children of which Musa was the third plus his mom, a teacher at an elementary school.
Things were tight. Apart from the basics - food, housing and education fees, there was simply no money for anything else. Toys, clothes, games etc. Musa hated not having money to buy these things and determined from an early age that if he wanted the freedom that financial success afforded, he was going to have to get it himself. So, at age 17, he left home, travelled to a different state where he rented a single room in a rural area. With no job, little money, and sub-par people skills, things quickly became tough.
Musa though was determined to succeed. He sat down and wrote out all of his financial goals, both short, medium and long term. He knew that since he had no university education and had no interest in acquiring one, he needed to find alternative ways to make himself valuable to people. This entailed having a skill. But Musa understood that if he was going to get to the big bucks relatively fast, he couldn't learn just any skill........it had to be a high income skill.
Which brings us to lesson number one:- The first step to going from no money to plenty money relatively quickly is learning a high income skill. Examples of high income skills include investing, analysis, programming to mention but a few.
Musa also knew that learning this high income skill was going to take a while, possibly years. Meanwhile, he had left home! He had to stay somewhere, feed, cloth, pay bills and generally maintain himself. These obviously involved money which he didn't have saved up. So he planned to get a job - any job that paid his bills while he learnt his skill. He looked around and got a job at a betting shop. He worked there even as he applied himself to thoroughly learning the ins and outs of analysis.
Fast forward 7 years and Musa was now a skilled analyst/consultant operating independently and specialising in the sports sector. He developed patterns, made deductions and advised clients on outcomes they could invest in and be sure of making profits. Soon he was making a decent income monthly from his efforts.
Remembering the financial goals he had laid out several years back, he knew that totally relying on his skills as an analyst wasn't going to be enough. He was going to have to step up his efforts if he wanted to scale up his income and status. He was making money now and after extracting the little he needed to meet his basic expenses, he vowed to make the rest profitably work for him. In other words, he had to invest wisely......
Around that time, a new form of currency hit the market. Known as cryptocurrencies, these currencies served as alternative means of payment to normal money. What's more, they had fluctuating values in relation to other forms of money making them prospective investments for the investor. Being an analyst, Musa did his research and discovered that the value of cryptos as they were called was going to shoot up in the near future.
He invested a portion of his savings, watched trends for a bit and soon enough, the values shot up just as he had predicted. He converted his cryptos back to cash, making serious profits in the process.
Which brings us to lesson number two:-
Once you're making decent income from your high income skill, the next step to going from no money to plenty money is by making wise investments. These could be one-off investments like Musa's above or ongoing. They could also be in any industry - Real estate, Precious metals, etc.
A big part of financial success is passive income. That is income that comes in without you having to regularly work for it. You do the work once, setting up the income stream and you get paid over and over.
Musa understood the importance of this to his financial goals and had begun making plans to achieve it. He had discovered certain secrets and tricks to skilled analysis in the sports sector. He rightly deduced that this information was worth money to others, so why not sell it to them? He created a course where he distilled these knowledge and made it available for sale. He set up a blog online where he regularly posted content displaying his expertise as a skilled analyst even as he marketed his course.
With time, his blog attracted traffic who quickly realised that they were reading the contents of a truly skilled analyst and several ended up buying his course. Musa was now an entrepreneur, another milestone achieved.
Entrepreneurship is the third step to going from no money to plenty money. What do you know? What are you good at? Regardless of how trivial you think this knowledge might be, it is worth money to others. Look for these people, make this information available to them and be surprised at what happens.
Musa wasn't surprised though. In fact, it was a no brainer to him. Accurate as ever in his deductions, the success he was seeing selling his course as an entrepreneur had been long predicted and even expected.
Now making a very high income monthly from his skills, investments and entrepreneurial ventures, Musa was truly free. He lived life on his terms, travelled wherever and whenever he wanted to and generally had a lifestyle unthinkable to many.
While this success might get to the heads of others, Musa didn't let his success do this. He prided himself on being spiritual and firmly believed in giving back out of his abundance. He researched charities and missions whose causes he resounded with and donated significant sums to them. He also set up foundations to assist the gifted who had limited means of harnessing their talents.
Sitting in his home office, reminiscing and looking around at how far he had come in life, he had confirmed for himself that indeed no one had any excuses for not succeeding in life. Given the right drive, determination and strategy, anyone can go from no money to plenty money.
